{"id":724,"date":"2016-02-16T10:50:25","date_gmt":"2016-02-16T15:50:25","guid":{"rendered":"https:\/\/blog.qcdesignschool.com\/blog\/?p=724"},"modified":"2016-02-16T10:50:25","modified_gmt":"2016-02-16T15:50:25","slug":"the-design-entrepreneurs-guide-to-planning-for-retirement-2","status":"publish","type":"post","link":"https:\/\/www.qcdesignschool.com\/blog\/2016\/02\/the-design-entrepreneurs-guide-to-planning-for-retirement-2","title":{"rendered":"The Design Entrepreneur\u2019s Guide to Planning for Retirement"},"content":{"rendered":"Finding the time to sit down and work out a retirement plan is tough when you\u2019re already busy working with clients\u2014plus, when your business is just starting to take off, retirement seems pretty far away!\n\nIf you worked for a bigger company before starting your own business as a design professional, retirement planning is probably familiar ground. But there\u2019s one major difference: now that you\u2019re the owner of a small business, the responsibility is totally on you.\n\nThe prospect might be daunting, but don\u2019t worry\u2014we\u2019ve got tips to get you started on a sunny future for both you and your business.\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.qcdesignschool.com\/blog\/2016\/02\/the-design-entrepreneurs-guide-to-planning-for-retirement-2\/#Where_is_my_design_business_going\" >Where is my design business going?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.qcdesignschool.com\/blog\/2016\/02\/the-design-entrepreneurs-guide-to-planning-for-retirement-2\/#My_business_is_my_baby%E2%80%94I_cant_sell_out\" >My business is my baby\u2014I can\u2019t sell out!<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.qcdesignschool.com\/blog\/2016\/02\/the-design-entrepreneurs-guide-to-planning-for-retirement-2\/#But_how_do_I_make_my_business_attractive_to_buyers\" >But how do I make my business attractive to buyers?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.qcdesignschool.com\/blog\/2016\/02\/the-design-entrepreneurs-guide-to-planning-for-retirement-2\/#Okay_Ive_got_a_goal_for_my_design_business_Now_how_do_I_save_for_it\" >Okay, I\u2019ve got a goal for my design business. Now how do I save for it?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Where_is_my_design_business_going\"><\/span>Where is my design business going?<span class=\"ez-toc-section-end\"><\/span><\/h2>\nThis is the big question you have to ask yourself before you start creating a retirement plan. You\u2019re the business owner, so when you retire, what happens to your business? Will you close up shop? Will you sell it? Will you pass it on to younger relatives? Will it go to a partner or junior employee? Will you continue to own shares?\n\nYou probably won\u2019t be able to settle this right away, especially if you\u2019re just starting out in the design business. It\u2019s impossible to predict exactly what your business will look like years down the road, and as it changes your plans for transferring your business will also change.\n\nStill, you\u2019ll need some sort of goal to organize your retirement planning, so think about where you\u2019d like to see your business after you retire and aim to work towards that.\n<h2><span class=\"ez-toc-section\" id=\"My_business_is_my_baby%E2%80%94I_cant_sell_out\"><\/span>My business is my baby\u2014I can\u2019t sell out!<span class=\"ez-toc-section-end\"><\/span><\/h2>\nTons of people feel this way, and for good reason. After putting so much time, money, and effort into your business, the thought of letting it go to someone else can be horrifying! Plus, one of the big benefits of creating your own business is getting full control over every single decision, and letting go of that can be tough. What if the new owner completely overhauls the personal flair you worked so hard to create? Worse, what if they just ruin the whole thing?\n\n<img decoding=\"async\" class=\"alignnone size-full wp-image-712\" src=\"\/wp-content\/uploads\/2016\/02\/shutterstock_143172094_ed.jpg\" alt=\"Woman standing in empty office\" \/>\n\nLuckily, retiring from a small business doesn\u2019t just mean a choice between selling out and working forever. Some buyers are willing to negotiate a deal where you\u2019ll hold onto part of the company or retain some limited management involvement, if it\u2019s the business side of things you can\u2019t bear to lose. On the other hand, if you\u2019re interested in scaling back your involvement but still taking on a few clients, you might want to negotiate a deal where you step down from ownership and become a part-time employee in your own business!\n\nPassing the business on to someone in your family is another option that keeps you close, but planning for it can be tricky. Don\u2019t assume that your son, daughter, niece, nephew, cousin, or other relative will want to take on your design business\u2014we\u2019ve all seen enough Hollywood movies to know how that ends! Instead, be realistic and figure out a backup plan in case your relatives decide they have different dreams to follow.\n<h2><span class=\"ez-toc-section\" id=\"But_how_do_I_make_my_business_attractive_to_buyers\"><\/span>But how do I make my business attractive to buyers?<span class=\"ez-toc-section-end\"><\/span><\/h2>\nAside from running a profitable, well-marketed business, the most important way to make your business appealing to a buyer is to grow. Let\u2019s face it: a one-person business just won\u2019t sell, and certainly not for enough to support your retirement lifestyle.\n\nIf you\u2019re planning on selling your business when you retire, you\u2019ll need to start thinking about <a href=\"\/2016\/02\/is-my-interior-decorating-business-ready-to-grow\/\" target=\"_blank\" rel=\"noopener noreferrer\">taking on employees<\/a>. Even though you might not be ready to start hiring yet, setting out some goals for growth early on helps to make sure you\u2019re on track for creating a business that\u2019ll sell for a good profit.\n\n<img decoding=\"async\" class=\"alignnone size-full wp-image-714\" src=\"\/wp-content\/uploads\/2016\/02\/shutterstock_370400153_ed.jpg\" alt=\"Two design professionals looking at a computer\" \/>\n\nWhen\u2019s the best time to start looking for buyers? Pretty much as soon as possible. Yes, we know you won\u2019t be retiring for years, but keeping an eye out for potential buyers means you\u2019ll be well and truly prepared to sell when the time comes. This way, you\u2019ll avoid scrambling to sell (and losing out on a good price in the process) when you decide you\u2019re ready to step down.\n<h2><span class=\"ez-toc-section\" id=\"Okay_Ive_got_a_goal_for_my_design_business_Now_how_do_I_save_for_it\"><\/span>Okay, I\u2019ve got a goal for my design business. Now how do I save for it?<span class=\"ez-toc-section-end\"><\/span><\/h2>\nYour options for retirement savings plans will depend on your business and on where you live, since different countries have different retirement plan setups, so you\u2019ll need to do a little research of your own.\n<div style=\"overflow: auto;\">\n<div class=\"half-1\">\n\nLuckily, the best way to get started on picking a retirement plan is simple: just go talk to a financial advisor. Unless you\u2019re an expert on finances, investments, and savings, getting professional advice is the easiest way to make sure you\u2019re going with the best possible decision for you and your business.\n\nIf you\u2019re planning on financing your retirement by selling your business, the first step will be figuring out how much your business will be worth. This is tough to estimate, even for finance experts, so aim to get an approximate range where you can expect your business\u2019s value to land. That way, any economic changes won\u2019t mess up your whole plan.\n\n<\/div>\n<div class=\"half-2\">\n\n<img decoding=\"async\" class=\"alignnone size-full wp-image-717\" src=\"\/wp-content\/uploads\/2016\/02\/shutterstock_280065956_ed.jpg\" alt=\"Design professional meeting with a financial adviser to discuss retirement planning\" \/>\n\n<\/div>\n<\/div>\nDoes selling your business mean you don\u2019t have to worry about saving? Sorry, no. You\u2019ll still need some sort of retirement savings plan (again, this is where the financial advisor comes in really handy)\u2014and remember, once you start growing, you won\u2019t just be responsible for looking after your own retirement!\n<h3 align=\"center\"><i>Do you want to learn more about turning your creative flair for design into a real business? QC Design School\u2019s <a href=\"https:\/\/www.qcdesignschool.com\/online-courses\/\" target=\"_blank\" rel=\"noopener noreferrer\">courses<\/a> include the design and business training you need <\/i><\/h3>\nfor success!","protected":false},"excerpt":{"rendered":"Retirement seems like a long ways off when your design business is just starting out, but it&#8217;s worth getting a head start on planning.","protected":false},"author":3,"featured_media":5027,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1,4],"tags":[],"ppma_author":[513],"class_list":{"0":"post-724","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-uncategorized","8":"category-your-design-career"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>The Design Entrepreneur\u2019s Guide to Planning for Retirement - The Focal Point<\/title>\n<meta name=\"description\" content=\"It may seem like a long ways off when your design business is just starting out, but it&#039;s never too early to start planning for retirement.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.qcdesignschool.com\/blog\/2016\/02\/the-design-entrepreneurs-guide-to-planning-for-retirement-2\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Design Entrepreneur\u2019s Guide to Planning for Retirement\" \/>\n<meta property=\"og:description\" content=\"It may seem like a long ways off when your design business is just starting out, but it&#039;s never too early to start planning for retirement.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.qcdesignschool.com\/blog\/2016\/02\/the-design-entrepreneurs-guide-to-planning-for-retirement-2\" \/>\n<meta property=\"og:site_name\" content=\"The Focal Point\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/QCDesign\" \/>\n<meta property=\"article:published_time\" content=\"2016-02-16T15:50:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blog.qcdesignschool.com\/blog\/wp-content\/uploads\/2016\/02\/planning-retirement.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"672\" \/>\n\t<meta property=\"og:image:height\" content=\"361\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Alicia Haniford\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alicia Haniford\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/2016\\\/02\\\/the-design-entrepreneurs-guide-to-planning-for-retirement-2#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/2016\\\/02\\\/the-design-entrepreneurs-guide-to-planning-for-retirement-2\"},\"author\":{\"name\":\"Alicia Haniford\",\"@id\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/#\\\/schema\\\/person\\\/7505b3ed13176538f1609e948c48d98e\"},\"headline\":\"The Design Entrepreneur\u2019s Guide to Planning for Retirement\",\"datePublished\":\"2016-02-16T15:50:25+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/2016\\\/02\\\/the-design-entrepreneurs-guide-to-planning-for-retirement-2\"},\"wordCount\":982,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/2016\\\/02\\\/the-design-entrepreneurs-guide-to-planning-for-retirement-2#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/wp-content\\\/uploads\\\/2016\\\/02\\\/planning-retirement.jpg\",\"articleSection\":{\"1\":\"Your Design Career\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/2016\\\/02\\\/the-design-entrepreneurs-guide-to-planning-for-retirement-2#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/2016\\\/02\\\/the-design-entrepreneurs-guide-to-planning-for-retirement-2\",\"url\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/2016\\\/02\\\/the-design-entrepreneurs-guide-to-planning-for-retirement-2\",\"name\":\"The Design Entrepreneur\u2019s Guide to Planning for Retirement - The Focal Point\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/2016\\\/02\\\/the-design-entrepreneurs-guide-to-planning-for-retirement-2#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/2016\\\/02\\\/the-design-entrepreneurs-guide-to-planning-for-retirement-2#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/wp-content\\\/uploads\\\/2016\\\/02\\\/planning-retirement.jpg\",\"datePublished\":\"2016-02-16T15:50:25+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/#\\\/schema\\\/person\\\/7505b3ed13176538f1609e948c48d98e\"},\"description\":\"It may seem like a long ways off when your design business is just starting out, but it's never too early to start planning for retirement.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/2016\\\/02\\\/the-design-entrepreneurs-guide-to-planning-for-retirement-2#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/2016\\\/02\\\/the-design-entrepreneurs-guide-to-planning-for-retirement-2\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/2016\\\/02\\\/the-design-entrepreneurs-guide-to-planning-for-retirement-2#primaryimage\",\"url\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/wp-content\\\/uploads\\\/2016\\\/02\\\/planning-retirement.jpg\",\"contentUrl\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/wp-content\\\/uploads\\\/2016\\\/02\\\/planning-retirement.jpg\",\"width\":672,\"height\":361},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/2016\\\/02\\\/the-design-entrepreneurs-guide-to-planning-for-retirement-2#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The Design Entrepreneur\u2019s Guide to Planning for Retirement\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/\",\"name\":\"The Focal Point\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/#\\\/schema\\\/person\\\/7505b3ed13176538f1609e948c48d98e\",\"name\":\"Alicia Haniford\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fa88409a2332c6f6897567a9b9560328e94618627f319dc49e4ca3ade67b8815?s=96&d=mm&r=g5a7a8c60e931f01221b6604ee02906f9\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fa88409a2332c6f6897567a9b9560328e94618627f319dc49e4ca3ade67b8815?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fa88409a2332c6f6897567a9b9560328e94618627f319dc49e4ca3ade67b8815?s=96&d=mm&r=g\",\"caption\":\"Alicia Haniford\"},\"url\":\"https:\\\/\\\/www.qcdesignschool.com\\\/blog\\\/author\\\/alicia-haniford\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"The Design Entrepreneur\u2019s Guide to Planning for Retirement - The Focal Point","description":"It may seem like a long ways off when your design business is just starting out, but it's never too early to start planning for retirement.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.qcdesignschool.com\/blog\/2016\/02\/the-design-entrepreneurs-guide-to-planning-for-retirement-2","og_locale":"en_US","og_type":"article","og_title":"The Design Entrepreneur\u2019s Guide to Planning for Retirement","og_description":"It may seem like a long ways off when your design business is just starting out, but it's never too early to start planning for retirement.","og_url":"https:\/\/www.qcdesignschool.com\/blog\/2016\/02\/the-design-entrepreneurs-guide-to-planning-for-retirement-2","og_site_name":"The Focal Point","article_publisher":"https:\/\/www.facebook.com\/QCDesign","article_published_time":"2016-02-16T15:50:25+00:00","og_image":[{"width":672,"height":361,"url":"https:\/\/blog.qcdesignschool.com\/blog\/wp-content\/uploads\/2016\/02\/planning-retirement.jpg","type":"image\/jpeg"}],"author":"Alicia Haniford","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Alicia Haniford","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.qcdesignschool.com\/blog\/2016\/02\/the-design-entrepreneurs-guide-to-planning-for-retirement-2#article","isPartOf":{"@id":"https:\/\/www.qcdesignschool.com\/blog\/2016\/02\/the-design-entrepreneurs-guide-to-planning-for-retirement-2"},"author":{"name":"Alicia Haniford","@id":"https:\/\/www.qcdesignschool.com\/blog\/#\/schema\/person\/7505b3ed13176538f1609e948c48d98e"},"headline":"The Design Entrepreneur\u2019s Guide to Planning for Retirement","datePublished":"2016-02-16T15:50:25+00:00","mainEntityOfPage":{"@id":"https:\/\/www.qcdesignschool.com\/blog\/2016\/02\/the-design-entrepreneurs-guide-to-planning-for-retirement-2"},"wordCount":982,"commentCount":0,"image":{"@id":"https:\/\/www.qcdesignschool.com\/blog\/2016\/02\/the-design-entrepreneurs-guide-to-planning-for-retirement-2#primaryimage"},"thumbnailUrl":"https:\/\/www.qcdesignschool.com\/blog\/wp-content\/uploads\/2016\/02\/planning-retirement.jpg","articleSection":{"1":"Your Design Career"},"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.qcdesignschool.com\/blog\/2016\/02\/the-design-entrepreneurs-guide-to-planning-for-retirement-2#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.qcdesignschool.com\/blog\/2016\/02\/the-design-entrepreneurs-guide-to-planning-for-retirement-2","url":"https:\/\/www.qcdesignschool.com\/blog\/2016\/02\/the-design-entrepreneurs-guide-to-planning-for-retirement-2","name":"The Design Entrepreneur\u2019s Guide to Planning for Retirement - The Focal Point","isPartOf":{"@id":"https:\/\/www.qcdesignschool.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.qcdesignschool.com\/blog\/2016\/02\/the-design-entrepreneurs-guide-to-planning-for-retirement-2#primaryimage"},"image":{"@id":"https:\/\/www.qcdesignschool.com\/blog\/2016\/02\/the-design-entrepreneurs-guide-to-planning-for-retirement-2#primaryimage"},"thumbnailUrl":"https:\/\/www.qcdesignschool.com\/blog\/wp-content\/uploads\/2016\/02\/planning-retirement.jpg","datePublished":"2016-02-16T15:50:25+00:00","author":{"@id":"https:\/\/www.qcdesignschool.com\/blog\/#\/schema\/person\/7505b3ed13176538f1609e948c48d98e"},"description":"It may seem like a long ways off when your design business is just starting out, but it's never too early to start planning for retirement.","breadcrumb":{"@id":"https:\/\/www.qcdesignschool.com\/blog\/2016\/02\/the-design-entrepreneurs-guide-to-planning-for-retirement-2#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.qcdesignschool.com\/blog\/2016\/02\/the-design-entrepreneurs-guide-to-planning-for-retirement-2"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.qcdesignschool.com\/blog\/2016\/02\/the-design-entrepreneurs-guide-to-planning-for-retirement-2#primaryimage","url":"https:\/\/www.qcdesignschool.com\/blog\/wp-content\/uploads\/2016\/02\/planning-retirement.jpg","contentUrl":"https:\/\/www.qcdesignschool.com\/blog\/wp-content\/uploads\/2016\/02\/planning-retirement.jpg","width":672,"height":361},{"@type":"BreadcrumbList","@id":"https:\/\/www.qcdesignschool.com\/blog\/2016\/02\/the-design-entrepreneurs-guide-to-planning-for-retirement-2#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.qcdesignschool.com\/blog\/"},{"@type":"ListItem","position":2,"name":"The Design Entrepreneur\u2019s Guide to Planning for Retirement"}]},{"@type":"WebSite","@id":"https:\/\/www.qcdesignschool.com\/blog\/#website","url":"https:\/\/www.qcdesignschool.com\/blog\/","name":"The Focal Point","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.qcdesignschool.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.qcdesignschool.com\/blog\/#\/schema\/person\/7505b3ed13176538f1609e948c48d98e","name":"Alicia Haniford","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/fa88409a2332c6f6897567a9b9560328e94618627f319dc49e4ca3ade67b8815?s=96&d=mm&r=g5a7a8c60e931f01221b6604ee02906f9","url":"https:\/\/secure.gravatar.com\/avatar\/fa88409a2332c6f6897567a9b9560328e94618627f319dc49e4ca3ade67b8815?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/fa88409a2332c6f6897567a9b9560328e94618627f319dc49e4ca3ade67b8815?s=96&d=mm&r=g","caption":"Alicia Haniford"},"url":"https:\/\/www.qcdesignschool.com\/blog\/author\/alicia-haniford"}]}},"authors":[{"term_id":513,"user_id":3,"is_guest":0,"slug":"alicia-haniford","display_name":"Alicia Haniford","avatar_url":"https:\/\/secure.gravatar.com\/avatar\/fa88409a2332c6f6897567a9b9560328e94618627f319dc49e4ca3ade67b8815?s=96&d=mm&r=g","0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/www.qcdesignschool.com\/blog\/wp-json\/wp\/v2\/posts\/724","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.qcdesignschool.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.qcdesignschool.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.qcdesignschool.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.qcdesignschool.com\/blog\/wp-json\/wp\/v2\/comments?post=724"}],"version-history":[{"count":0,"href":"https:\/\/www.qcdesignschool.com\/blog\/wp-json\/wp\/v2\/posts\/724\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.qcdesignschool.com\/blog\/wp-json\/wp\/v2\/media\/5027"}],"wp:attachment":[{"href":"https:\/\/www.qcdesignschool.com\/blog\/wp-json\/wp\/v2\/media?parent=724"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.qcdesignschool.com\/blog\/wp-json\/wp\/v2\/categories?post=724"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.qcdesignschool.com\/blog\/wp-json\/wp\/v2\/tags?post=724"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.qcdesignschool.com\/blog\/wp-json\/wp\/v2\/ppma_author?post=724"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}